When considering food truck insurance coverage, you may need several different insurance policies to cover your truck and other business property, employees, and additional liabilities. In general, most food truck businesses do need more than one type of insurance coverage. Basic food truck insurance (commercial auto and general liability) starts at $3,260 annually but increases…
Insurance
7 Best Food Truck Insurance Companies for 2022
When insuring your food truck business, work with a carrier that understands your coverage needs and can identify and cover your particular business risks. Consider affordability, choice of providers, and customer service when selecting a provider. We evaluated brokerages that specialize in food truck insurance, carriers with years of experience, and companies that provide multiple…
Photography Insurance: Cost & Policy Types
Professional photographers and videographers need photography insurance to protect their assets from the cost of lawsuits and property damage. Typically, that means having general liability, professional liability, and equipment coverage. General liability and professional liability insurance for photographers typically costs between $1,250 to $2,300 per year, depending largely on the risks attributed to your line…
6 Best Painting Insurance Companies for 2022
The best painting insurance companies offer painters the coverage they need at a reasonable price. You’ll want to look at different levels of coverage based on the size of your business and the type of projects you work on. For example, do you work on big office buildings, apartments, or houses or do you only…
Painters Insurance: Cost & Coverage
Painters insurance includes several policies, such as general liability and commercial auto. Some painters may also need surety bonds, property insurance, and workers’ compensation. For a one-person business, the total cost for a business owner’s policy (BOP) with commercial auto is between $1,170 to $3,500 annually, depending on whether the type of work is interior,…
7 Best Handyman Insurance Companies for 2022
When it’s time to buy handyman insurance, it’s important to look for carriers that have experience with coverage most important to your line of work, such as general liability and commercial auto. They’ll also be the providers most likely to get you the appropriate coverage at the best price. We reviewed dozens of insurance companies…
Handyman Insurance: Coverage & Costs
Basic handyman insurance coverage includes commercial auto and general liability to cover legal fees if a client sues for injuries or property damage. Usually, handyman insurance for both general liability and commercial property costs anywhere from $250 to $1,500 per year. One of the best ways to save money on handyman insurance is to compare…
7 Best E-commerce Insurance Companies for 2022
Small business owners should look for e-commerce insurance carriers that offer quality coverage at an affordable rate and can scale with their business. We compared more than 15 carriers on costs, policy options, online features, and more to come up with the seven best e-commerce insurance companies. Top 7 E-commerce Insurance Companies CoverWallet: Overall Best…
Babysitting & Nanny Insurance: Cost, Coverage & Providers
Nanny insurance is a group of business policies, which can include general liability and professional liability, and are designed for individuals who care for children. Whether they work out of their home or someone else’s, nannies are protected by these policies in case of a lawsuit. General liability insurance for babysitters and nannies typically costs…
8 Best Workers’ Compensation Insurance Companies
The best workers’ compensation insurance companies provide more than just excellent coverage. They seek to train employers on safety and make the process of buying and paying for workers’ compensation insurance easy. We reviewed several top-rated workers’ compensation carriers and selected the best eight: : Best overall for worker’s comp : Best for businesses with…
What Is Public Liability Insurance?
Public liability insurance covers businesses for claims made by third parties, such as customers, for injury or property damage caused by the insured business. Public liability typically only covers injury and property damage claims that happen at the physical location of the business. How Public Liability Insurance Works Public liability insurance is designed to protect…
7 Cheapest General Liability Insurance Companies for Small Business
Business owners want to protect their assets, but insurance can be expensive. Unfortunately, cheaper insurance often means more limited coverage. When choosing a policy consider premiums, multipolicy discounts, and make sure the provider is available in your state. We evaluated 15 companies to figure out which ones offer the best general liability insurance at a…